Putting your needs first

We have partnered with UK financiers and money lenders to be able to provide the best market rate working capital for our clients. These relationships with banks and money lenders improve the ability for our clients to access capital when they need it most.

Client application requirements


  1. Directors must be UK residents

  2. Company must be registered in the UK

  3. Company must of traded for a minimum of 15 months

Company Financials

The most recent set of company accounts (full and unabridged)

  1. Up to date management accounts (P&L / balance sheet)

  2. Three months bank statements

  3. Aged debtors / stock / WIP reports (work in progress)

Other Information

  1. Directors KYC (know your customer)
    - Full Names
    - Date of Birth
    - Residential Address
    - Email Address
    - Mobile Numbers

  2. Name & type of accounting software

What can clients use working capital for?

  1. Managing cashflow effectively

  2. Improving sales and marketing

  3. Increase new hires and improve human resources

  4. Invest in stock

  5. Research and development

  6. Improve infrastructure

Permitted business sectors

  1. Business Manufacturing
    Manufacture of business machinery, vehicles, equipment and other products

  2. Business Services
    Professional, technical and scientific services, administrative and support services and renting and leasing activities

  3. Communication
    Media, telecommunications, publishing and broadcasting

  4. Consumer Products
    Manufacture and distribution of consumer products (FMCG)

  5. Healthcare
    Health and social work activities

  6. Technology
    Software programming and consulting services and data processing and hosting activities

  7. Services
    Accommodation, food services, administrative, support services, and other services where contracted

  8. Trade
    Wholesale & retail trade of goods, including import and export

  9. Transportation
    Passenger & freight transportation and storage

Calculating costs

Loan Rate

  • Borrowing costs accrue daily on the outstanding balance, these rates are then charged monthly.
    (starting at 0.6% per month; dependent on risk profile)

Service Fee

  • Based on borrowers peak balance in previous month; also charged monthly.
    (typical rate of 0.4% of peak utilisation, plus VAT)

Clients can apply here for working capital facility

Working Capital Application

Name *
Managing director or person of significant control
The expected annual turnover for the next 12 months
Applicant must have a verifiable online footprint